Data Protection

The Data Protection Act requires companies and individuals who process and retain information about their customers, to provide their customers with information about how their information will be used and to what purposes it will be put. The act does not restrict itself to information held on a computer, it is relevant to any ordered filing system. The policy describes how H.U.H Property will process personal data relating to customers. We will not use your personal data in any other way without first informing you

Collection of data

We will collect data which you provide to us when you enquire about or apply for any of our services, which includes information gained from H.U.H PROPERTY registration form. Our lenders/clients/associates may also collect data about you from searches at credit reference agencies.

Use of data

We will use your personal data to:

• Process the request that you have made and/or any application application you have made.

• Make or cause searches to be made, at a credit reference agency or agencies.

• To offer you other products which we make available.

• Exercise or defend our legal rights and/ or to comply with any legal requirements.

We may disclose your personal information to:

• A landlord or client with which your application is connected.

• A lender or lenders in accordance with your application.

• Another broker if we are not able to arrange finance for you.

• Any regulatory bodies to make sure that we are processing your information correctly.

• Other legal authorities if required by law.

Personal Data is held on our contacts and administration database either because of work we have undertaken or are currently engaged in, or because we believe that clients may be interested in receiving material from us about our business and services. As such we hold client contact details and the history of our client relationship. This allows us to manage our client relationships effectively and target items of interest so that you do not receive unwanted material through the post. Your information may be kept for several years. You can ask for the information not to be used to offer you other products. We have a duty to keep the personal information which we hold about you up to date and accurate and secure from misuse or accidental loss or damage.

 

Credit Reference Searches & Links

Please note that searches at credit reference agencies will be shown in any other searches which are made in connection with applications made by you and/or members of your household. The disclosure of multiple searches may adversely affect your credit profile and may make credit harder for you to obtain. Information held about you by a credit reference agency may already be linked to records relating to another person, for example your spouse, and for the purpose of your loan application you will be treated as financially linked. Your loan/tenancy application will be assessed with reference to all linked records. If you have confirmed you are linked financially with another person, you are declaring that you are entitled to A) disclose information about that person and/or by anyone else referred to by you and B) that you authorise us and any lender and any lender involved in the application to search, link and/or record information at credit reference agencies about you and/or anyone else referred to by you.

Main Credit Reference Agencies

	Experian Ltd. Consumer Help Service P.O. Box 8000 Nottingham NG1 5GX
	Call Credit PLC. Consumer Services Team P.O. Box 491 Leeds LS1 5XX
	Equifax PLC. Credit File Advice Service. P.O. Box 1140 Bradford BD1 5US